Find the right fit for you

Keep tabs on your money with P.F.C. Download for free and get started immediately.

The P.F.C. app and card are free. Upgrade for the premium experience.

Features you'll love and use every day.

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Spending insights

Compare how much you spend from month to month, and see your average spending during a full year.

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A better deal for travelling

Your Premium subscription allows you to withdraw up to 10,000 SEK per month while you’re abroad – with no extra fees.

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Goal target

You're in charge

Don’t settle for one savings goal, set up to 10 savings goals with Premium.

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Find the right fit for you, switch at any time

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  • Free physical card
  • Virtual card
  • No transaction fees
  • No exchange fee
  • Weekly spending insights
  • Weekly budget
  • One goal
  • Free ATM withdrawals up to 1 000 SEK
Most Popular
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  • Everything in Free
  • Unlimited savings goals
  • Monthly spending insights
  • Monthly budget
  • Mini-flex
  • Free ATM withdrawals up to 10 000 SEK
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From 38SEK/month

or 430SEK a year

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  • Everything in Free
  • Shared account with your partner
  • Shared spending insights
  • Seamless swapping between personal and shared account
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  • Spending tracker for parents
  • Card limits
  • Unlimited junior cards
  • Parental controls

P.F.C. Financing

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Daily interest
5 SEK / day
Maximum monthly interest
60 SEK / month
APR 10 000 SEK limit

ATM Fees


< 1 000 SEK/month

> 1 000 SEK/month
1.5% fee on withdrawals


< 10 000 SEK/month

> 10 000 SEK/month
1.5% fee on withdrawals


100 SEK overdraft fee

60 SEK reminder fee

180 SEK debt collection fee


Card replacement

95 SEK